NAIROBI, Kenya, April 1 – United Bank for Africa Kenya has returned to profitability, posting a net profit of Sh426.8 million for the full year ending December 31, 2025, from a loss of Sh586.75 million in 2024.
The turnaround was supported by a 76 percent growth in customer deposits, which rose to Sh16.1 billion, strengthening the bank’s funding base.
The lender also confirmed it received additional capital from its parent, United Bank for Africa Plc, to meet the Central Bank of Kenya minimum core capital requirement of Sh3 billion.
“UBA Kenya’s return to profitability marks a significant milestone. As a strategic subsidiary of UBA Plc, this reflects the Group’s strong confidence in Kenya,” said Board Chairman George O. Otieno.
The bank noted that the capital injection positions it for future growth and enhances its ability to support key sectors of the economy.
UBA Kenya also disclosed that it invested $150 million in the government’s Road Securitization Programme, aimed at unlocking liquidity for contractors, accelerating road construction, and completing stalled infrastructure projects.
The lender said the investment reinforces its role in supporting infrastructure development and structured finance in Kenya.